Whether you’re ready to purchase, looking to refinance, get a Home Equity Line of Credit, or are a First Time Home Buyer wanting to learn the process and know what is available to you, we can help! We specialize in finding the best home loans for you by pricing out multiple lenders for the most competitive rates.
There are many types of Loan Programs and Mortgage Rate Options that can serve you in different ways:
Conventional Fixed Rate Mortgages (FRM)
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.
Adjustable Rate Mortgages (ARM)
Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-i…
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including competitive interest rates and no …
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $750,000 in…
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif…
Down Payment Assistance Program Loans
Down payment assistance (DPA) helps homebuyers with grants or low-interest loans that reduce the amount they need to save for a down payment.
If you’re looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
A Reverse mortgage is a financial product available to homeowners typically aged 62 or older to allow them to convert a portion of their home equity into cash without having to sell their home.
Home Equity Lines of Credit (HELOC)
A Home Equity Line of Credit (HELOC) is a type of revolving credit that allows homeowners to borrow against the equity in their home.
Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and…
A construction loan is a short-term loan that covers only the costs of custom home building. This is different from a mortgage, and it’s considered specialty financing.
A Non-QM (Qualified Mortgage) loan is a type of mortgage that doesn’t meet the standards set forth by the Consumer Financial Protection Bureau (CFPB) for qualified mortgages.
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NMLS ID 2580630
